Consultants & Chartered Accountants
C.C.A Firm Egypt
C.C.A Firm — Consultants & Chartered Accountants · Cairo, Egypt
C.C.A — Consultants & Chartered Accountants
The Journal Entries Guide
A complete reference of accounting journal entries, topic by topic — with worked examples.
We created this guide to help our colleagues — fresh graduates and junior accountants — build a simple, complete understanding of accounting principles — account by account, in a professional way. We believe the surest way to truly understand and retain any accounting topic is to know how it is booked: once you can write the journal entry, the concept stays with you and comes back easily whenever you need it.
Revenue
Contents
  1. Invoices with VAT
  2. Collections
  3. Customer Advances
  4. Deferred Revenue
  5. Accrued Revenue
  6. Settlement Discount Allowed
  7. Other Income
  8. Finance Income
  9. نسبة الإتمام — Contract Revenue (POC)
  10. The No-Entry Traps
  11. Test Yourself
1 Service & Sales Invoices with VAT
Topic 1.1
Issuing a Service Invoice (Cash or Credit)
The rule

When the invoice is issued, revenue is recorded net, VAT goes to its own account (output VAT), and the client (or cash) is debited with the gross amount.

Example

The company issued a consulting-services invoice to a client on credit: net 50,000 + 14% VAT = 7,000, total 57,000.

The journal entry
AccountDebitCredit
Trade Receivables (gross)57,000
Service Revenue (net)50,000
VAT — Output7,000
Total57,00057,000

(A cash sale: same entry with Cash/Bank replacing Trade Receivables)

💡
Tip — the electronic invoice

A registrant is obliged to document every supply with an electronic invoice (or electronic receipt for consumer transactions), and the 7,000 goes into output VAT on the return of the month it became due. Careful: a missing invoice never takes the revenue out of the tax net — the Authority assesses undocumented revenue and adds non-invoicing penalties on top.

2 Collections from Clients
Topic 2.1
Collection — Where the Client Withholds Tax at Source for Us
The rule

Companies and obligated bodies withhold a percentage of the net before VAT from their payments to us and remit it to the Tax Authority in our name — the "withholding on account of tax" system (Art. 59), known in practice as withholding at source. The withheld amount is not an expense — it is an asset (a prepayment of our own income tax), and the client's account is closed with the gross: cash + the withheld tax.

Example

We collected the previous service invoice (gross 57,000, net 50,000). The client withheld 3% of the net = 1,500 and transferred the remaining 55,500 to our bank.

The journal entry
AccountDebitCredit
Bank55,500
Withholding Tax — Our Credit (asset)1,500
Trade Receivables57,000
Total57,00057,000
⚠ Note

The withholding is computed on the net before VAT, not the gross. Keep the withholding certificates from clients — this asset's balance offsets your income tax in the annual return.

3 Advances from Customers
Topic 3.1
Receiving an Advance, Then Settling It Against the Invoice
The rule

A customer advance is a liability, not revenue — we owe the customer a service or goods not yet delivered. Revenue is recognized when the performance obligation is satisfied (the service performed or goods delivered) — usually documented by the invoice issued at that point, against which the advance is applied.

Example

We received an advance of 30,000 in the bank. Later we issued the invoice: net 50,000 + VAT 7,000 = 57,000; the advance was applied and the balance stayed on the client's account.

Step 1 · Receiving the advance
AccountDebitCredit
Bank30,000
Advances from Customers (liability)30,000
Step 2 · The invoice and settlement
AccountDebitCredit
Advances from Customers30,000
Trade Receivables (balance)27,000
Service Revenue50,000
VAT — Output7,000
Total57,00057,000
⚠ Note

Booking the advance as revenue on receipt is a double error: it inflates current-period revenue and hides a real liability. And for tax: VAT falls due at the earliest event (invoice, performance/delivery, or collection) — so VAT may be due on the advance itself; check the timing of the tax document with your advisor.

4 Deferred (Unearned) Revenue
Topic 4.1
An Annual Contract Collected Upfront, Earned Month by Month
The rule

Amounts collected for a service delivered over time (maintenance, subscriptions, rent received in advance) are first recorded as deferred revenue (a liability), then transferred to revenue in proportion to the service performed each period.

Example

An annual maintenance contract of 120,000 fully collected on January 1 (VAT omitted for clarity — handled with the invoice as in Topic 1.1). Earned monthly: 10,000.

Step 1 · The upfront collection
AccountDebitCredit
Bank120,000
Deferred Revenue (liability)120,000
Step 2 · The monthly recognition (repeats 12 times)
AccountDebitCredit
Deferred Revenue10,000
Service Revenue10,000
5 Accrued Revenue
Topic 5.1
Revenue Earned but Not Yet Billed
The rule

Revenue belongs to the period in which the service was performed, even if the invoice comes later — record it as accrued revenue (an asset) at period end, closed when the invoice is issued.

Example

In December the company performed services worth 20,000; the invoice is issued in January (with VAT of 2,800).

Step 1 · December 31 (the accrual)
AccountDebitCredit
Accrued Revenue (asset)20,000
Service Revenue20,000
Step 2 · Issuing the invoice in January
AccountDebitCredit
Trade Receivables22,800
Accrued Revenue20,000
VAT — Output2,800
Total22,80022,800
⚠ Note

Delaying the invoice does not delay the VAT due date — VAT falls due at the earliest event (here, performing the service in December). The proper course is to issue the tax document and include the VAT in the return of the month of performance; otherwise the company faces assessments and late penalties.

6 Settlement Discount Allowed
Topic 6.1
Early-Payment Discount Granted to a Client
The rule

A trade discount off the price list is never recorded — the invoice is issued at the net price. A settlement discount allowed (for early payment) appears at collection: we receive less than the client's balance and the difference reduces our revenue. (Our example assumes the discount was not expected when invoicing; a discount expected to be granted reduces revenue from the start, at recognition.)

Example

A client balance of 57,000 with a 1,000 discount for payment within 10 days — the client paid early and we collected 56,000.

The journal entry
AccountDebitCredit
Bank56,000
Discount Allowed (revenue reduction)1,000
Trade Receivables57,000
Total57,00057,000
⚠ Note

Under modern standards an expected discount is variable consideration that reduces revenue (not a finance expense) — presented within net sales. For tax: in our example no credit note was issued, so the VAT stays unchanged and the whole 1,000 hits revenue; if an electronic credit note is issued, the amount is split — the net portion reduces revenue and the VAT portion (14/114 of the discount) reduces output VAT — provided the discount qualifies as a deduction from the taxable base (normal commercial practice, documented) and a registered customer correspondingly reduces the input VAT they deducted.

7 Other Income
Topic 7.1
Rental Income and Scrap Sales
The rule

Income arising outside the main activity (renting spare space, selling scrap and waste, capital gains) is recorded within Other Income — never mixed with operating revenue.

Example — monthly rent

The company rented out spare space for a monthly 15,000 collected by bank:

AccountDebitCredit
Bank15,000
Rental Income (other income)15,000
Example — scrap sale

Waste and scrap were sold for cash at 4,000:

AccountDebitCredit
Cash4,000
Other Income (scrap sale)4,000
⚠ Note

A registrant's scrap sale is a VAT-taxable supply requiring an electronic invoice, and the tenant may withhold tax at source from the rent — both omitted in the examples for simplicity.

8 Finance Income
Topic 8.1
Bank and Deposit Interest
The rule

Credit interest on current accounts and deposits is recorded as finance income when credited (or accrued) — it carries no VAT (CBE-supervised banking services are exempt, and receiving interest is not a supply we make in the first place).

Example

The bank credited deposit interest of 3,500:

AccountDebitCredit
Bank3,500
Finance Income (credit interest)3,500
⚠ Note

Check the bank advice: interest is sometimes credited net of a tax withheld on returns — then record the interest gross and the withheld tax in an asset account (like Withholding Tax — Our Credit) to be handled in the tax return according to the nature of the base.

9 Contract Revenue — Percentage of Completion
Topic 9.1
Recognizing Contract Revenue by Percentage of Completion (Cost-to-Cost)
The rule

For contracts performed over time (construction), revenue is recognized by the stage of completion of the work — not by billings and not by collections. The most common measure is cost-to-cost: POC = actual costs to date ÷ total estimated contract costs.

Example

A contract priced at 1,000,000 with total estimated costs of 800,000. Year 1: actual costs 400,000, progress billings issued to the client 450,000.

Step 1 · POC and the year's revenue
Percentage of completion (400,000 ÷ 800,000)50%
Year's revenue (1,000,000 × 50%)500,000
Year's recognized cost400,000
Year's contract gross profit100,000
Step 2 · Actual costs during the year
AccountDebitCredit
Contract Costs (contract work in progress)400,000
Cash / Suppliers / Wages400,000
Step 3 · Progress billings issued
AccountDebitCredit
Trade Receivables (billings)450,000
Progress Billings (contra to the contract)450,000
Step 4 · Recognizing contract revenue by POC
AccountDebitCredit
Recognized Contract Costs (income statement)400,000
Contract Work in Progress (recognized profit)100,000
Contract Revenue (income statement)500,000
Total500,000500,000
Balance-sheet presentation
Contract WIP at cost + recognized profit (400,000 + 100,000)500,000
Less: progress billings issued(450,000)
Contract asset — work performed not yet billed50,000

(If billings exceeded the work performed, the difference would be a contract liability — over-billing)

⚠ Note

If the whole contract turns out to be loss-making, the expected loss is recognized immediately in full — never spread over the remaining years of execution. (The mechanism under current standards: the loss on work performed flows through the POC results + an onerous-contract provision for the remaining unavoidable loss — Egyptian Standard 28 / IAS 37.)

💡
Tip — the billing is not the revenue

A progress billing is only a claim-and-collection document — revenue follows the work performed (POC). A contract 50% complete with 45% billed has revenue of 50%, not 45% (the difference is a contract asset — work performed not yet billed); and if billings exceed the work performed (55% billed, 50% complete) revenue is still 50% and the excess is a contract liability — revenue always follows the stage of completion, never the billings.

10 The No-Entry Traps
Topic 10.1
When Is There No Revenue to Record?
The rule

No revenue exists before the obligation is performed (goods delivered or service rendered). These events get no revenue entry:

1) Signing a contract with a client: a mere agreement — no entry until performance begins.

2) Receiving a customer purchase order: a future claim — no entry.

3) Sending a quotation or winning a tender: no entry.

4) Receiving an advance: an entry exists — but as a liability, not revenue (Topic 3).

5) Goods delivered to a commission agent, not yet sold: no revenue until the agent sells them to a third party.

⚠ The golden rule

Always ask: has control of the goods passed, or has the service been performed? Paperwork (contracts, orders, quotes) does not create revenue — performance does.

11 Test Yourself
1) A credit service invoice: net 10,000 + 14% VAT — the client is debited with:
  • 10,000
  • 11,400
  • 1,400
  • 8,600
2) We received a 5,000 advance from a customer before performing the service — the credited account is:
  • Service Revenue
  • Trade Receivables
  • Advances from Customers (liability)
  • Finance Income
3) We collected an invoice with a gross of 11,400 (net 10,000); the client withheld 3% of the net at source — the amount reaching the bank:
  • 11,400
  • 11,100
  • 10,000
  • 9,700
4) An annual maintenance contract of 120,000 fully collected on October 1; the financial year ends December 31 — this year's revenue:
  • 120,000
  • 90,000
  • 30,000
  • Zero
5) A construction contract priced 2,000,000 with estimated costs 1,600,000; actual costs to date 800,000 — revenue recognized to date:
  • 800,000
  • 2,000,000
  • 400,000
  • 1,000,000
6) A construction contract is now expected to make a total loss of 100,000, and only 40% of it is complete — what is recognized now:
  • A 40,000 loss by percentage of completion
  • The full 100,000 loss immediately
  • A 60,000 loss
  • Nothing until the contract ends
7) What is the difference between accrued revenue and the trade receivables balance?
  • No difference — two names for one account
  • Accrued revenue is work performed with no invoice issued yet; trade receivables are issued invoices not yet collected
  • Trade receivables are an asset while accrued revenue is a liability
  • Accrued revenue is amounts collected in advance before performing the service
The Journal Entries Guide · Revenue
C.C.A Firm — Consultants & Chartered Accountants · Cairo, Egypt